Blog

Thinking out loud.

Occasional writing on cars, data, and the small business decisions that actually matter.

July 2026  ·  Consumer Advice

Get Pre-Approved for an Auto Loan Before You Set Foot on the Lot

Walking into a dealership without financing already lined up is one of the most expensive mistakes a car buyer can make. Here's exactly how to get pre-approved — and why it shifts the entire negotiation in your favor.

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June 2026  ·  Auto

What the F&I Office Is Actually Trying to Do to You

The finance and insurance office is the most profitable room at any dealership. Here's how it works, what they'll offer, and what's almost never worth taking.

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May 2026  ·  Data

Five Economic Indicators Worth Tracking for Small Business Owners

You don't need to be an economist to benefit from government data. These five series are reliable, freely available, and actually tell you something useful.

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April 2026  ·  Advisory

The Vendor Negotiation Mistake Almost Everyone Makes

Most people negotiate on price. The better lever — and the one vendors are more willing to move on — is almost always something else entirely.

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